Why we have the BEST Credit Restoration system in the industry

by HOMESTEAD SERVICES on 2007-01-30 08:37:32

HOMESTEAD SERVICES OF FLORIDA
www.homesteadservicesflorida.com
Division Of Beacon Consulting

Why we have the BEST Credit Restoration system in the industry and is
utilize by more mortgage brokers, title agents, Realtors, investment
attorneys, real estate attorneys, bankruptcy attorneys, loan officers,
bankers, etc. than any other system in the industry.

Use our trademarked, patented credit restoration system and have a
Free Loan Assistant and close 20% - 50% more loans in 2007!

We use the Section 609 Credit Disputing System. This system is the
only Trademarked & Copy written system. No other company has this
state-of-the-art system. With authority to use the Beacon proprietary
system. Beacon Consulting developed this credit disputing system in
1999!

Our proficiency rating stands at 87%!
NO other company even comes close!!!

Some competitor companies charge a monthly fee as high as $159 Per
Month and an initial set up fee of $99 or higher - We don't! No
monthly fees and No set up fees are charged by us!

** REAL ESTATE PROFESSIONAL **
Provide your past, present and future Florida clients with several,
unique
and extremely beneficial Home owner protection and Credit Restoration
Services

Our Services are available to the following Real Estate Professionals:

ˇ Mortgage Broker
ˇ Realtor
ˇ Title Agent
ˇ Attorney - Title, Bankruptcy,
ˇ Bank Loan Officer
ˇ Certified Signing Agent
ˇ P&C Insurance Agent

WE CAN HELP ALMOST EVERYONE !!!

ˇ WE WANT YOUR CLIENTS THAT HAVE BEEN "TURNED DOWN" or "RATED" FOR
ANY LOAN
ˇ WE WANT YOUR CLIENTS THAT HAVE A "EXCELLENT" CREDIT RATING
ˇ WE WANT YOUR CLIENTS THAT HAVE A "GOOD" CREDIT
RATING
ˇ WE WANT YOUR CLIENTS THAT HAVE A "FAIR" CREDIT
RATING
ˇ WE WANT YOUR CLIENTS THAT HAVE A "BAD" CREDIT
RATING
ˇ WE WANT YOUR CLIENTS THAT HAVE A "VERY BAD" CREDIT RATING
ˇ WE WANT YOUR CLIENTS THAT HAVE "ENCUMBRANCES" ON THEIR HOME
ˇ WE WANT YOUR CLIENTS THAT HAVE "JUDGMENTS" AGAINST THEIR
HOME
ˇ WE WANT YOUR CLIENTS THAT HAVE "LIENS" AGAINST THEIR HOME
ˇ WE WANT YOUR CLIENTS THAT MAY HAVE PENDING "LITIGATION"
ˇ WE WANT YOUR CLIENTS THAT HAVE NOT "PROTECTED" THEIR FLORIDA HOME

WE ARE CREDIT RESTORATION COMPANY, and NOT CREDIT REPAIR.

DO YOU KNOW AND UNDERSTAND THE DIFFERENCE??

DO YOU REALIZE THAT ANY CREDIT SCORE BELOW 680 IS DEEMED AS SUB-PRIME
AND SUBJECT FOR A HIGHER RATED LOAN PERCENTAGE?

ANY CREDIT SCORE BELOW 560 IS A "SHAFTED" SCORE.
Example: A Credit Card would issued around 22%-23% A.P.R.

WHAT IS SECTION 609?
It is a section of the Fair Credit Reporting Act (FCRA). We found a
reporting violation between the Creditor and the Credit Bureaus and
have exposed it! The credit bureaus have failed EVERY TIME to provide
what is legally required to keep the challenged negatives on your
report. WE FORCE THEM TO FOLLOW THE LAW!

If you have been denied a loan, credit, insurance, an apartment or a
job because of your credit rating ...... Then this might be the most
important letter you'll ever read.

Here's why:
Because in this letter I am going to show you how anyone can
dramatically increase their credit scores so that you are never denied
credit or be taken to the cleaners again!

I'll show you how YOU can increase your credit scores and maintain an
EXCELLENT CREDIT RATING for as long as you wish --- simply by
following our proven successful Section 609 Disputing System and
Educational Series. But even better than that, WE are going to be with
you for One full year writing the letters and educating you on how it
is done! Now, I know that you are probably a bit skeptical. That's
normal and healthy. Let me give you four good reasons we can back up
what we claim:

Four Factual Reasons
Reason One:
Our Section 609 Disputing System was created in 1999 and has
successfully helped over 33,000 satisfied clients with over 2 Million
deletions and changes on file.

Reason Two:
We are the ONLY company in the entire US fully utilizing the section
609 dispute system (putting the law on YOUR side) with an amazing
deletion and change rate of over 87%, providing an average credit
score increase of 60-100 points in as little as 90-120 days.

Reason Three:
We are the ONLY company in the industry that will provide you with
testimonials complete with telephone numbers for you to contact our
satisfied clients to learn how we have legally improved their credit
report and scores EVERY time!

Reason Four:
Last but definitely not least - This is NOT about credit repair. Our
22 point Educational Series is being taught in the Business and
Finance Department of a major university.

Our Process......Our process is very simple. We are disputing reporting
law - not whether or not an account is yours or not but whether or not
the credit bureaus have "verifiable proof" they are required by law
to have on the challenged account.

So the dispute is NEVER about what type of negative we challenge.....you
simply have a right to receive a copy of the Original Creditors
Documentation that should be on file with the Credit Bureau. If you
were to request the same verifiable proof from the creditor.....they
would usually comply very quickly and would oftentimes fax or mail you
a copy of your account application/history within 24 hours. That is
fine.....but the creditor does not own the credit bureau report......the
credit bureaus does!

The credit bureaus are required to have a copy of that same verifiable
proof. The Credit Bureaus are the agencies reporting your information
to underwriters and Loan Officers and banks and so forth. Under
the FCRA.....they need to provide you a copy of verifiable documentation
if it is requested by you the consumer. Here is what we find VERY
interesting!

We have assisted over 33,000 clients since 1999. Each client had an
average of 15 negative accounts listed in the dispute we filed.......each
credit bureau has their own independent investigation of the
negative items....So that is over 1.3 million accounts that these
31,000+ clients have represented.

We have NEVER RECEIVED a single copy of verifiable proof on a single
client account...NEVER! They do not have them on file! All credit
bureau reporting is done electronically via email or fax. But that is
NOT what the law says must be done. OUR STATISTICS SAY IT ALL!

WE HAVE THE HIGHEST DELETION RATE AND CHANGE RATE IN THE ENTIRE
INDUSTRY. WE SUCCESSFULLY DELETE OR CHANGE OVER 87% OF EVERYTHING WE
DISPUTE !!!!

IF OUR INTERPRETATION OF THIS LAW WERE WRONG.....IT WOULDN'T WORK.......THE=
Y
WOULDN'T DELETE OR CHANGE THOSE ACCOUNTS IF VERIFIABLE, ACCURATE, UP-
T0-DATE INFORMATION WERE PRESENT. We save every single deletion or
change that comes in....We currently hold over 1 million deletions or
changes on file.


*Is It Illegal To Remove Negatives From Your Credit Report ?
The Fair Credit Reporting Act, enabled by Congress, clearly states
that every consumer is entitled to question, verfiy, and have
derogatory information removed whenever such is inaccurate, outdated,
unverifiable, or misleading. As is the case with many other laws in
our nation, most consumers are not aware of their rights and do not
have the time to study these laws.

* Is It Really PossibleTo Repair Credit ?
In a technical sense, no. For example, Federal and State laws prohibit
us from saying that removal of all negatives can be guaranteed. Yet,
by the same token, any information, no matter how accurate, which
cannot be verified within a reasonable amount of time, according to
law, CANNOT be included on your credit report. Our job is not to
repair your credit....but to repair the reporting of your credit!

* Why Are The Credit Bureaus So Paranoid About Credit Improvement ?
Credit Bureaus sell their information for millions of dollars daily to
institutions who rely on that service. Now think for a minute how it
makes their business appear when the consumer shows them up and proves
how wrong they can be! Not only does it make their business look
foolish, it also diminishes the confidence in their service.
Unfortunately, the three major credit bureaus ( Equifax, Experian &
TransUnion ) have spent millions convincing the American public that
bad credit cannot be deleted from an individual's credit report.

* Once Negatives Are Investigated And Removed, Do They Come Back?
Negative information, once investigated and found unverifiable,
outdated, misleading or inaccurate, may not reappear on your credit
report, according to the FCRA (Fair Credit Reporting Act)
What Happens With Bankruptcies, Repo's & Foreclosures?

* What Happens With Bankruptcies, Repo's & Foreclosures?
These are considered negatives and derogatories just like late
payments, though more severe in the amount of points deducted from
your credit score. Quite often these items can also be removed.

* Does Credit Restoration Jeopardize The Credit System ?
At NO time do we advocate the implementation of illegal procedures and/
or suggest "fooling" the system. However, we keep in mind how
consumers can be hurt and prevented from obtaining credit and even a
job because of inaccurate, outdated, misleading or unverifiable
information.

* Are Experian, Equifax & TransUnion Connected With The Government?
These are private companies and have absolutely NO CONNECTION with our
government. These, for profit companies, make the decision on how,
what, and wherefore regarding consumer credit and reporting of same.

* Why Does It Take So Long?
It takes time to establish good credit and it takes time to mess it
up. Improvement must take place along legally established guidelines
and certain procedural rules must be followed. There are no shortcuts!

* Are There Any Items Which Are Hard To Remove?
No......ANY unverifiable, inaccurate, outdated or misleading item can
be removed regardless of how long it has been reported!

* What Do I Do With My Clean Credit?
After the credit bureaus conclude their investigations, a new copy of
your updated and corrected credit report will be sent to your home
address. Your credit report will still reflect your past good history,
and therefore you should have relatively few problems. For those who
must start fresh, there ar simple procedures you can follow to begin
establishing new credit. Remember.....the most important thing you can
do is to pay your accounts on time......over time. This will allow you
to maximize your credit potential.

* Do You Guarantee 100% Results?
NO. No company can guarantee a particular outcome. We make no
outrageous claims concerning 100% guarantees or any particular length
of time it will take to complete your credit dispute.
Remember.....there is no "magic wand" to wave over your credit reports
to make years of poor credit or inaccurate information disappear. You
should be able to see measurable results within 90 - 120 days
depending on the amount of negative items we are challenging for you.
Results will depend upon your individual circumstances. We do,
however, warranty our work. If we fail to change your credit
positioning at all over a period of 1 year.....we will gladly refund a
portion of your service fee.

CONTACT US TODAY !
(941) 822 - 4663 (HOME)
www.homesteadservicesflorida.com
info@homesteadservicesflorida.com

D. Michaels
President / Legal Researcher